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Car Finance at Meadens of Hythe
At Meadens of Hythe, we arrange car finance in the showroom through two UK motor finance lenders: Santander Consumer Finance and Close Brothers Motor Finance.
We can quote and arrange your finance in minutes, usually in the same visit, so you can drive your new car away sooner.
Which Car Finance Options Do You Offer?
We offer two main types of finance on the cars and motorhomes we sell.
Conditional Sale (with or without balloon payment)
- Fixed monthly payments for the full term
- Terms from 1 to 5 years
- Available with no deposit, subject to status
- You own the car once the final payment is made
Personal Contract Purchase (PCP)
- Lower monthly payments, with an optional final "balloon payment" at the end
- At the end of the agreement, you can hand the car back, part-exchange it or pay the balloon payment and keep it
- Terms from 1 to 4 years
- Available with no deposit, subject to status
How Does Arrange Finance With Meadens of Hythe Work?
- Choose your car: our team will talk you through your options that suit your budget
- Get a quote in the showroom: we work directly with Santander Consumer Finance, so we can quote and submit your application on the spot
- Get a decision: most decisions will come back within minutes
- Drive away: the lender pays us directly, so you don't have to wait for it to clear
Why Arrange Finance Through a Dealership
- It's quicker as there's no long online application and we handle all the paperwork with you
- Your payments are fixed for the whole agreement, and your documents set out exactly what you'll pay
- You can compare lenders, as we work with more than one lender, so we can look for an agreement that fits your circumstances
About Our Finance Partners
Santander Consumer Finance
Santander Consumer Finance is one of the UK's largest motor finance providers. As a Santander dealer, we can arrange its finance directly in the showroom.
Close Brother Motor Finance
Close Brothers Motor Finance provides finance for new and used cars, motorbikes and light commercial vehicles through a large network of UK dealerships.
Frequently Asked Questions
Can I get car finance with no deposit?
Yes. Both Conditional Sale and PCP are available with no deposit, subject to status.
What's the difference between PCP and Conditional Sale?
With Conditional Sale, your payments cover the full cost of the car and you own it at the end. With PCP, part of the cost is deferred to an optional final balloon payment, so monthly payments are usually lower. At the end you can pay the balloon to keep the car, or hand it back.
How long does a finance application take?
In most cases we can give you a quote and a decision while you're in the showroom.
Meadens of Hythe is a credit broker, not a lender. We work with a limited number of lenders, including Santander Consumer Finance and Close Brothers Motor Finance. Finance is subject to status and available to UK residents aged 18 and over. Meadens of Hythe is authorised and regulated by the Financial Conduct Authority, FRN 667336.